Solving Business Problems
Utilizing First Principles

Generalist with Physics & Quantitative (Business) background. Three decades of Experience, Architecting & Engineering Software Systems advancing State of Technology in Retail & Investment Banking, Automotive Sales, Residential Home Loans, Property & Health Insurnace, Retail Supermarkets & Supply Chains, Industrial Manufacturing, Energy Markets & Utilities, Wireless Telecom Utility Business Sectors — built Secure, Scalable Systems & interfaces that enable near realtime intelligent decisions pertaining to the timely allocation of Capital, Materials, Labor. Deep Knowledge of Data Science & Machine Learning (Deep Learning Neural Networks) that underlie the Vision and Language Processing capabilities of Artificial Intelligence.

Career at a glance

28+ Years hands-on across 8 industrial sectors
20+ Fortune 500 engagements delivered
$5B+ Revenue attributed through automated lead analytics at an Independent Mortgage Bank
1,500 Supermarkets integrated with Inventory, Distributors, Suppliers & Financiers in real-time
$1.1T Assets Under Management critically rely on my Data Streaming & Data Lake Architectures

Find the right experience for your challenge

Select an industrial sector, business function, or technology domain to surface specific problems solved, approaches taken, and outcomes delivered.

Use the dropdowns above to explore experience by sector, function, or technology.

Industries served

🏠

Finance — Mortgage Lending

CIO / SVP at $5B+ IMBs. Event-driven lead APIs for LendingTree, Zillow, Bankrate, CreditKarma, Redfin & more. Automated sales-funnel analytics on Snowflake + PowerBI. SSO via Microsoft Entra. Sentinel One + Ironscales cybersecurity stack. Pipeline deployment SLAs cut from months to hours.

GO Mortgage (2025) · Fairway Independent Mortgage (2022)

🏦

Finance — Superannuation & Pension

Data lake and data stream infrastructure for $1.1T AUM at TIAA. KYC, AML, and CCAR FinReg compliance architecture. M&A data integration for Nuveen ($2.7B) and EverBank ($563M). Hundreds of Tableau Server dashboards with RBAC access.

TIAA (2019) · NY State OTDA (2012)

🛒

Retail & Supply Chain

Integrated 1,500+ POS locations with back-office systems at Ahold-Delhaize; real-time inventory, cash, and labour management. MDM and EDW across hundreds of operational data stores. Demand forecasting reduced from months to hours. 144% stock-price growth.

Ahold-Delhaize (2015) · Food Lion (2015) · Peapod (2015) · Hannaford (2015) · Giant (2015)

🏛️

Government & Healthcare

CHIP eligibility decision-tree REST APIs for HHS. NY State OTDA case-management digitisation saving $150M/yr on a $5M CapEx. Complex Event Processing and service orchestration for $5B in annual social-services aid.

Maximus (2013) · US Dept. of Health & Human Services (2013) · NY State OTDA (2012)

🏭

Manufacturing & Wholesale

SAP HANA supply-chain integration at Bridgestone (9% ROI gain, $12B revenue) and ArcelorMittal. RFID tracking from warehouse to retail for Hanesbrands. UCCnet / Transora catalogue integration tracking $1B in perishables and goods in real time.

Bridgestone Americas (2011) · ArcelorMittal (2011) · Hanesbrands (2004) · Sara Lee (2004)

📡

Telecommunications

Omni-channel self-service portal for Alltel/Verizon serving 13M subscribers in 34 states ($6.2M CapEx). FCC-compliant M&A migration for Frontier acquiring Verizon's infrastructure in 21 states. Cross-sell / up-sell analytics for terrestrial telco services.

Verizon / Alltel Wireless (2011) · Frontier Communications (2011)

Energy & Utilities

Intelligent Utility Network deployments integrating 15% renewables per the 2007 Energy Independence Act. Advanced Metering Infrastructure for near-real-time billing, proactive outage detection, and variable pricing across 8 states and 5M+ customers.

Xcel Energy (2010) · Exelon / PEPCO (2009)

🚗

Finance — Automotive Sales Finance

Toyota's Strategic Incentive Management System (SIMS) covering 2,400+ US dealerships. Near-real-time visualisation and control of cash-equivalent vehicle sales incentives using ERP systems. One-time CapEx ~$6M tracking ~$3.5B in dealer incentives nationwide.

Toyota Motor Sales (IBM engagement) (2009)

🛡️

Finance — Insurance

Modernised claims processing from mainframe to distributed architecture at Great American Insurance. Personal and commercial lines, auto insurance modules for quotes, enrollments, accounts, and claims. M&A data conversion audit automation for HSBC acquiring Beneficial Corp. ($15.3B).

HSBC (Beneficial Corp.) (2001) · Great American Insurance (2000)

📈

Finance — Investment Banking

Automated monitoring and reporting of transaction-response SLAs for stock prices, options, and trades. SNMP trap configuration on 3270 mainframe terminal sessions. IBM CICS and FIDESSA-based information services for brokerage operations.

SG Cowen & Co (2000)

🏧

Finance — Retail Banking

Mainframe Y2K remediation for ATMs, ACH transactions, and all electronic payments. Modernised claims processing from monolithic mainframe to distributed client/server architecture. M & A data-conversion audit automation.

Great American Insurance (2000) · PNC Bank (formerly Provident Bank) (1998)

Tools & platforms

Cloud Infrastructure

Amazon Web Services Docker & Kubernetes Google Cloud Platform IBM Cloud Microsoft 365 Microsoft Azure Workato Automation Zapier Automation

Artificial Intelligence

ChatGPT CodeX Claude Code Cursor, VS Code, JupyterLab IDEs Gemini Code Asst IBM Watson LangChain Orchestrator Open Claw OpenCV Qdrant Vector Database

Data Engineering

Apache Spark, Zookeeper, Scala Confluent Kafka Streams, KSQL IBM DB2 IBM InfoSphere IBM WebSphere Microsoft Azure DataFactory Snowflake, Snowpipe SQL Server, Postgres, Neo4J

Data Science

IBM Cognos/SPSS IBM Watson DSX JupyterLab Keras NumPy Pandas PyTorch SciKit-Learn SciPy TensorFlow

Data Visualization

Bokeh Domo Folium Matplotlib PowerBI Seaborn Sisense Snowflake Charts Streamlit Tableau

Programming Languages

(E)SQL C/C++ CICS CLIST COBOL Java Javascript JCL Python REXX Shell WDF(JSON)

Enterprise Architecture

IBM BPM/BRMS IBM DataPower(XI50/52) IBM WebSphere/IIB REST APIs SOA/ESB SoapUI/HermesJMS/Postman Splunk

DevOps & Cybersecurity

Ansible Apache Maven GitHub CI/CD Ironscales Jenkins Microsoft Entra(AAD) PKI/LDAP RBAC/ACLs Sentinel One(MDR) Wireshark

SaaS/CRM/ITSM

BigPurpleDot Encompass Freshworks LoanVision MS Dynamics NMLS OptimalBlue Oracle PeopleSoft Polly RELCU SAP HANA & iDocs ServiceNow TotalExpert Velocify Workato

Licensing, Certification & Education

NMLS

New York State Licensed Mortgage Loan Originator (progress)

2026

IBM

AI/ML Engineering Professional— Building Production Grade Deep-learning Neural Networks for Vision & Language Processing

2021

IBM

Data Science Professional— Productionalizing Real World Predictive Analytics & Visualization for Businesses

2020

SUNY Albany

MBA — Business Strategy, Quantitative Analysis, Financial Economics, Big Data & Cybersecurity

2017

IBM

Information Governance Catalog — Data Architecture & MDM

2016

Microsoft

Microsoft Certified Systems Engineer (MCSE)

2001

Cisco / CompTIA

CCNA  ·  A+ Certified

2000

Andhra University

PhD (Physics)— Materials Science (discontinued)

1997

Andhra University

MS (Physics)— Pure & Applied Physics

1995

Ready to build something that works?

Available for consulting engagements, interim CTO / CIO roles, and architecture advisory in New York City and remotely.

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